Churches And Other Nonprofits May Rebuild With SBA Loans

FEMAChurches, temples, mosques and other religious centers, as well as other private nonprofit organizations in Alabama’s storm-damaged designated counties, are eligible to apply for U.S. Small Business Administration loans to help rebuild. Applications must be received by June 27.

Private nonprofits of any size may borrow up to $2 million at interest rates as low as 3 percent to repair or replace damaged or destroyed real estate, furniture, fixtures, appliances, equipment, vehicles, other assets and leasehold improvements. (Leasehold improvements could include items such as paint, carpeting, lighting, office partitions or other items attached to the leased structure but owned by the renter.)

The terms of the loans may be up to 30 years, making payments affordable. The SBA sets loan amounts and terms based on each applicant’s financial condition. Interested organizations may apply before their insurance claims are settled.

The SBA may increase a loan up to 20 percent of the total amount of disaster damage to real estate and/or leasehold improvements so that you can make changes while repairing or rebuilding that reduce the risk of property damage by future disasters of the same kind.

For more information, nonprofits may call the SBA at 800-659-2955 (800-877-8339 TTY) or visit a disaster recovery center. Applications can be downloaded from Or nonprofits may visit SBA’s secure website at to apply online for disaster loans. Registration with FEMA is also recommended; call 800-621-FEMA (3362) or (TTY) 800-462-7585 for the deaf or hard of hearing. Online registration is available at

Churches and other nonprofits should also investigate sources of aid from charitable agencies, volunteer groups and private donors.


CMC offers a Law Enforcement Trade In Program

CMC Government Supply can offer federal, state and local police departments and law enforcement agencies a trade in program for their old and confiscated firearms.

CMC Government Supply knows many departments and agencies are using old firearms that should have been upgraded some time ago. With shrinking budgets and difficult capital budget justifications, it is unfortunate fact that many law enforcement and police officers do not have the most up to date equipment with which to do their job and protect themselves and the citizens of their jurisdiction.

CMC has worked with departments to stretch budget dollars using grants, seizure property and cash, confiscated firearms and trade in programs for their used firearms to offset some or all of the cost of upgrading their equipment.

Purchasing new equipment often has to go through a lengthy budgeting and procurement process, trade in programs can usually be done quickly and with little or no expenditure of budget funds.

For more information on how we can create a program for you, contact CMC Government Supply.